Terms of Service

Prudenttycoon

Last Updated: December 23, 2025

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Prudenttycoon (“Prudenttycoon,” “we,” “us,” or “our”) governing your access to and use of our website, products, and services (collectively, the “Services”).

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1. Eligibility and Use

You represent and warrant that:

  • You are legally capable of entering into a binding agreement under applicable law, or
  • You are using the Services under the supervision of a parent or legal guardian.

We reserve the right to refuse service to anyone at any time for any lawful reason.

2. Account Responsibility

If you create an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain the security of your login credentials
  • Accept full responsibility for all activities conducted through your account

Prudenttycoon is not liable for any loss or damage arising from unauthorized account use.

3. Products, Pricing, and Availability

  • All products are subject to availability and may be withdrawn at any time
  • Prices, descriptions, images, and specifications are subject to change without notice
  • We do not guarantee that product descriptions, images, or pricing are error-free

We reserve the right to correct errors and cancel orders affected by inaccuracies, even after payment has been processed.

4. Orders, Payments, and Cancellations

  • Submission of an order does not guarantee acceptance
  • We reserve the right to cancel or limit orders for any reason, including suspected fraud, resale activity, or system errors
  • Payment authorization does not constitute acceptance of an order

If an order is canceled, our liability is limited to a refund of the amount paid, if applicable.

5. Shipping, Delivery, and Risk of Loss

  • Delivery times are estimates only and not guaranteed
  • Risk of loss passes to you upon delivery to the carrier, where permitted by law
  • We are not responsible for delays, lost packages, customs issues, or carrier errors

6. Returns, Refunds, and Chargebacks

Return and refund eligibility is governed by our separate Return Policy.

You agree not to initiate chargebacks without first contacting us to resolve the issue. Excessive or fraudulent chargebacks may result in account termination.

7. Taxes and Duties

You are responsible for all applicable taxes, customs duties, and fees unless otherwise stated.

8. Intellectual Property

All content on Prudenttycoon, including but not limited to trademarks, logos, text, images, and software, is owned by or licensed to Prudenttycoon and protected by applicable laws.

No rights are granted except as expressly stated in these Terms.

9. Prohibited Conduct

You agree not to:

  • Use the Services for unlawful or fraudulent purposes
  • Interfere with or disrupt site functionality or security
  • Attempt unauthorized access to systems or data
  • Misuse content or intellectual property

Violation may result in immediate termination and legal action.

10. Third-Party Services

We are not responsible for third-party websites, services, payment processors, or shipping providers. Your use of third-party services is at your own risk and subject to their terms.

11. Disclaimer of Warranties

To the fullest extent permitted by law, the Services and all products are provided “AS IS” and “AS AVAILABLE.”

We disclaim all warranties, express or implied, including but not limited to:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or reliability of information

12. Limitation of Liability

To the maximum extent permitted by law:

  • Prudenttycoon shall not be liable for indirect, incidental, consequential, or punitive damages
  • Our total liability shall not exceed the amount paid by you for the product or service giving rise to the claim

Some jurisdictions do not allow certain limitations; in such cases, liability is limited to the minimum extent permitted by law.

13. Indemnification

You agree to defend, indemnify, and hold harmless Prudenttycoon and its affiliates from any claims, losses, damages, or expenses arising from:

  • Your use of the Services
  • Your violation of these Terms
  • Your violation of any law or third-party rights

14. Force Majeure

We are not liable for failure or delay in performance due to events beyond our reasonable control, including but not limited to natural disasters, labor disputes, supply chain disruptions, internet outages, or government actions.

15. Termination

We may suspend or terminate your access to the Services at any time, without notice, for any violation of these Terms or for lawful business reasons.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Country/State], without regard to conflict-of-law principles.

17. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms constitute the entire agreement between you and Prudenttycoon and supersede any prior agreements or understandings.

19. Changes to Terms

We reserve the right to update or modify these Terms at any time. Continued use of the Services after changes constitutes acceptance.

20. Contact Information

For questions or legal notices, contact us at:
Email: [connect@prudenttycoon.co.za ]